Challenge & Opportunities

Micro, small, and medium enterprises are the backbone of economic activity around the world, driving job growth and economic development -- but they experience a significant financing gap.

Challenges

Challenge 1

While 40% of India’s work force is employed by SMEs, less than 15% of GDP is attributed to SMEs (versus 35-50% in developed economies). These businesses lack access to capital to grow and create additional employment opportunities and drive economic growth.

Challenge 2

Coming soon

Challenge 3

Coming soon

Opportunities

Opportunity 1

The International Finance Corporation reports a financing (debt and equity) gap of over $650B USD, with immediately addressable equity demand of $13.4B USD among several thousand SMEs in India. UM seeks to prove the concept of profitable equity investing in this space.

Opportunity 2

Coming soon

Opportunity 3

Coming soon

Target Companies

Small enterprises ($1-10M USD revenue) aiming to grow to medium size ($10-35M USD revenue), operating in established industries.

Industry

Operate in established “bread and butter” industries—such as trading, manufacturing, retail, and services—and deploy proven business models

Location

Tier II and Tier III city in India (ex: Madurai, Coimbatore)

Stage

Growth stage company seeking funding to expand business, growing from small enterprise to medium enterprise size. $1-10 million USD revenue

Entrepreneur

Company leader is experienced in leading business, but may lack experience in fundraising or equity financing

Instruments

Coming soon